Are you able to get motorcycle insurance as a 17 year old?
Being a 17 year old likely to be considered in the highest risk group for insurers, so don't expect to find any really cheap motorcycle insurance for 17 year old plans.
That doesn't mean you should give up wish though, although you'll have to pay much more there are insurers out there that will cover you.
In addition, if you're savvy you may make savings and find the best policy to make moped insurance for seventeen years olds as affordable as you can.
How to get the most affordable plan
Once you've got your provisional licence and approved the compulsory basic training (CBT) you can trip your bike, so likely to desire a policy in place. Here are some of the things that will make your policy as affordable as possible:
Your own motorcycle
The type of bike you ride will have a major impact on the price tag on your insurance. The particular more powerful the bicycle, the higher your monthly premiums will be.
Once might passed your practical checks you will be restricted to bikes of a power/weight ratio not exceeding zero. 16 kW/kg, or motor size of 125cc for two years.
This means you can't just visit a superbike after transferring your test, but is actually still worth look carefully at your options when choosing your best bike as a less powerful machine will save you money on your insurance.
To keep your bike
Bikes are a huge danger when it comes to theft, so where you keep your bike when you're not riding it has a huge impact on your premiums. Preferably maintain your bike in a brick built garage that can be locked. Declining that try to maintain it off the road and employ a bike string and brake disc hair.
As with car insurance policy, the area in your area will have an impact on your policy too. When you stay in a built up, or a higher criminal offense, area you policy may cost you more.
Distance
The greater miles that you ride your bike the more likely you are to make a state.
Be cautious when you apply for your policy about the number of mls you plan to do and exactly how much you'll actually occurs bike. The less miles you ride the lower your premium will be, but don't rest on the application as this can invalidate your plan.
Driving qualifications
Any extra qualifications and tests you can take the better. If you can convince your insurer that most likely a safe and proficient rider they're more likely to give you a cheaper policy. Enhanced driver schemes like the DSA Certificate of Competence will help you become the rider and could help you to get cheap moped insurance for 17 year olds.
Extra
A higher excess can reduce your premiums, but make sure this is an amount you are able to afford to pay should you need to produce a claim.
Incorporating extra riders to your policy
Being a 17 year old you could possibly have the option of adding a more experienced person to your policy as a named rider. If your dad has a bicycle, for example, adding your pet as a named motorist on your policy could lower your premiums provided he's a good report.
Don't fall into the trap of asking a more experienced driver to take out the plan and also have you as a named rider. This is an against the law practice known as 'fronting', and the policy will be unacceptable should you get captured.
Additional features for your plan
Extra cover like motorcycle breakdown, personal damage cover, or helmet and protective clothing insurance can be worth looking at. They'll come at an expense, but could save you in the long run and provide you priceless peace of brain.
Compare motorbike insurance quotations
Once you've done all of your research and considered what you can do to lower your premiums you're ready to get started on comparing cheap 17 year old bike insurance. May be put off by high quotes and be sure to try several different providers to be sure to don't skip out on the best deal for you.
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